Sixty-two branches of Santander, NatWest, Lloyds, and Halifax will close next month, including four in Greater Manchester, due to declining footfall and a shift to online banking. Lloyds and Halifax will close 14 branches, NatWest 25, and Santander 23, reflecting a significant reduction in in-person banking services. The closures have prompted a rise in community banking hubs to assist those, particularly the elderly, who struggle with online banking.